Protect Your

What is one way to establish your credit and one way to protect your credit? What are some things you can do t?

What is one way to establish your credit and one way to protect your credit? What are some things you can do to improve poor credit?

It is usually easier to get get credit from a store/gas station. (dont apply for too many credit cards)

The best way to build credit is pay your balance in full every month and never miss a payment.

Go to https://www.annualcreditreport.com/cra/index.jsp and get a free credit report every year. It will not give you a score but it will give you an idea of what someone pulling your credit would see. Its also a good way to see if you have an open credit card and forgot about it, or someone stole your identity and opened a card in your name.

Pay off current balances on whatever credit cards are still open. Do not carry a balance into the month.

Utilization > If there is a 1000 credit limit and you are using 900 dollars of your credit ‘allowance’ that looks bad. Using under 30% of available credit is good.

Applying for too many credit cards can hurt your credit score. If you apply to one or two in a month wait at least 3-4 months before applying to other cards.

If you have a credit card, use it. If you dont use a credit card at all and make no payments it does not help at all.

Its also important to have some emergency savings for 3-6months of bills in-case bad stuff happens (you get fired, car blows up, you fall down some stairs, ETC) Rainy days do happen, expect them.

I have also read that having a savings and checking account can make it easier to get accepted for a credit card.

DJ Dean – Protect Your Ears

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Vise Hada Patch Bowling Thumb Protection Tape – YOUR CHOICE OF PACKS $20.92

Vise Hada Patch Bowling Thumb Protection Tape – YOUR CHOICE OF PACKS $20.92

Vise Hada Patch Bowling Thumb Protection Tape – YOUR CHOICE OF PACKS $20.92

Vise Hada Patch Bowling Thumb Protection Tape – YOUR CHOICE OF PACKS $20.92

Vise Hada Patch Bowling Thumb Protection Tape – YOUR CHOICE OF PACKS $20.92

Vise Hada Patch Bowling Thumb Protection Tape – YOUR CHOICE OF PACKS $20.92

Vise Hada Patch Bowling Thumb Protection Tape – YOUR CHOICE OF PACKS $20.92

Vise Hada Patch Bowling Thumb Protection Tape – YOUR CHOICE OF PACKS $20.92

Vise Hada Patch Bowling Thumb Protection Tape – YOUR CHOICE OF PACKS $20.92

Vise Hada Patch Bowling Thumb Protection Tape – YOUR CHOICE OF PACKS $20.92

Vise Hada Patch Bowling Thumb Protection Tape – YOUR CHOICE OF PACKS $20.92

Vise Hada Patch Bowling Thumb Protection Tape – YOUR CHOICE OF PACKS $20.92

Vise Hada Patch Bowling Thumb Protection Tape – YOUR CHOICE OF PACKS $20.92

Vise Hada Patch Bowling Thumb Protection Tape – YOUR CHOICE OF PACKS $20.92

Vise Hada Patch Bowling Thumb Protection Tape – YOUR CHOICE OF PACKS $20.92

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Vise Hada Patch Bowling Thumb Protection Tape – YOUR CHOICE OF PACK/COLOR $10.93

Vise Hada Patch Bowling Thumb Protection Tape – YOUR CHOICE OF PACK/COLOR $10.93

Vise Hada Patch Bowling Thumb Protection Tape – YOUR CHOICE OF PACK/COLOR $10.93

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